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Welcome New Jersey City University
Managerial Finance Students!

Throughout the semester, I will post tips, special assignments, and helpful links for you on the link above for that particular chapter. Your syllabus is also available by clicking above. Note that homework is to be submitted ONLY BY E-MAIL. and must be received before 6 pm of the class date for which it was assigned.  Special Assignments are usually Internet research about which you write a short essay or commentary.

The textbook has a web site that has valuable Self Tests, E-tutorials and slides that cover the chapters. Click here to go there, then click on the picture of your textbook.  Students from prior classes have said that this is a very helpful site.

New Jersey City University
Department of Business Administration
BUSI 371/1415 Managerial Finance 
Professor Rosilyn H. Overton, MS, CFP, CRPS   

E-mail: homework@nyfinancial.com   
Office Hours: 3:30  - 6:00 PM Wednesdays and Thursdays
Telephone during  Office Hours : 201-200-4315
Other times: 800-992-2947 (to set up an appointment). 
                     Fax: 718-631-4948
Prerequisites: BA 251-252 Principles of Accounting;
                         ECON 206-207 Principles of Economics
                         (Micro and Macro Economics)

                        Pre-Calculus for Business or higher level
                         math course.                   
IF AN ADVISER HAS TOLD YOU THAT YOU DON'T NEED THESE PREREQUISITES, HE OR SHE IS WRONG!  GO BACK TO ADVISING AND MAKE SURE YOU TAKE THE PREREQUISITES!  This is not an easy course, and it takes too much time to do the homework if you don't know the material from the prerequisite courses  (and remember your high school algebra and know how to use a computer. )
Give yourself a chance to do well by having the right tools and skills when you begin.
Required Textbook: Ross, Westerfield & Jordon,
Essentials of Corporate Finance, 3rd Edition, McGraw-Hill.  Please bring your textbook to each class, including exam days.
Other Requirements
Financial Calculator   The recommended calculator is the Texas Instruments Business Analyst II.  The text has instructions for the HP -12C as well.  Bring your financial calculator to each class, including exams,  as we use it frequently.
Computer and Internet access: If you do not have a computer and access at home, you can have access at Academic Computing on the first floor of the Professional Studies Building.  Their lab is open until 9:30 pm daily. The library also has computers available for student use.
Basic Computer Skills including  use of Word, Internet Explorer and Excel.
IMPORTANT! Homework is due before 6 PM pm on the class day on the date in the syllabus and will be submitted only  by e-mail to
Handwritten homework WILL NOT be accepted.  Homework is VERY important and will constitute 35% of your grade. Since I will discuss some of the homework at the beginning of each class, late homework will not be accepted.  You will receive a grade of ZERO on that assignment.  A zero on a homework assignment lowers your overall course grade by approximately 2-3 points.
You must achieve mastery of the content to receive a good grade in this course.  There is no curve.  Part of the mastery expected of any college graduate is the ability to express your ideas in a cultured, coherent and logical manner. When you go to work in business, how you speak and write are extremely important to how people perceive you and how successful you are. Therefore, English usage, logic flow and neatness will count in the grading of your homework, class participation, quizzes and exams.
Your final grade will consist of:   
Homework  45%
Mid-term Exam 20%
Final Exam  20%
Class participation 15%
You can obtain extra credit by turning in homework that is not assigned. Extra credit work can raise your grade if you do poorly on an exam.  Extra credit work should be even numbered problems or critical thinking questions from the textbook and should be submitted within one week of that chapter's homework due date.
Exams will be the full class period.  Quizzes will be only 30-45 minutes. Exams and quizzes can include multiple choice, essay, critical thinking, fill-in or matching questions and problems. You must show all work. 
Dedicated Office Hours: While I occasionally have to leave my office during regular office hours, between 5:00 and 6:00 on class days, I will not leave my office unless absolutely essential and will be available for students without appointment. I will also reserve the conference room in the Business Department from 5:00 -6:30 so that you can come in and get help from me or other students in your class or students from another section.

The Chapter pages of this web site take the place of printed handouts.  They are designed to supplement the text book and make the material more understandable for you.

Need help with Word and Excel?  Go to
Academic Computing on the first floor of the Professional Studies Building and there are helpful people!

Academic Integrity

I shouldn't even need to say this, BUTů
If you are not honest, if you try to claim someone else's work as your own, if you copy or allow someone to copy or if you help someone else with a dishonest act,  you will fail this course.

Study Groups
Study groups have been the key to excellence in learning since the time of Plato and Socrates.  One of the first thing that the outstanding students who go to Harvard Business School do is form into study groups.  There, study groups get together once or twice a week during the school term to discuss the lesson and explain things to each other.  Since many of you work and have family responsibilities, it may not be feasible for you to often meet physically to study.  I recommend that each class set up a list serve by e-mail so that you can ask each other questions by e-mail.  This doesn't mean you don't each do your own work -- it just means you help each other with difficult concepts and problems.

Professor Ian Giddy teaches a course similar to this one at New York University.  Click here to view his discussion of  Optimal Portfolio Allocation and the Capital Asset Pricing Model.

Click here to read the May 1999 article by John Price of www.sherlockinvesting.com that disputes the validity of the Capital Asset Pricing Model.  What do you think of his ideas?

Contingency Analysis is a  web site with terrific resources for students of finance. It has more than 1,000 pages of material about value and risk, including a super glossary.  Check it out!